1. I offer unparalleled customer service and always return phone calls promptly.

2. I always make the settlement date due to the fact that we underwrite, process and close the loans in-house.

3. I offer extremely fast turnaround times and can get the deal closed in a pinch.

4. At Embrace Home Loans we are a lender, and not a broker, meaning in 95% of all cases, we fund the money at settlement and you are not waiting for the money to arrive from a broker.

5. I make the clients feel extremely comfortable with the process and am always available for questions.

6. I have my own processor and assistant to aid your client at anytime during the loan process if for some reason I am unavailable.

7. I offer extremely competitive rates.

8. I am very experienced and in 2008 I was recognized by Mortgage Originator Magazine as # 49 of loan originators in the country, in 2007 I was ranked #94 and in 2006 I was #125. 

9. I come from a real estate background with my mother working as a realtor for 25 years and my father a custom builder for over 30 years.

10. I will ensure a smooth process, and will go above and beyond the call of duty to make sure that you and your client’s expectations are exceeded.